Southwestern Christmas

I grew up in Bisbee, Arizona, a small copper mining town nestled in the Mule Mountains ninety miles southeast of Tucson. The mine closed in the early 1970s; the town has been taken over by artsy hippie types and the Arizona Daily Star named Bisbee the state’s most gay-friendly town. A bumper sticker describes Bisbee as “Like Mayberry on Acid.”

The Bisbee area has several different regions which only becomes important when describing landmarks or certain homes. The part of Bisbee built around the canyon of the Mule Mountains is now “Old Bisbee,” and Warren is now officially Bisbee. Running southeast from Old Bisbee is the Lavender Pit mine and Lowell. A traffic circle (also called a roundabout) at the edge of Lowell splits the highway into three directions. The first right goes to Tintown, South Bisbee, Huachuca Terrace, Don Luis (pronounced “Louie) and the border town of Naco. The middle exit takes one to Bakerville and Warren/Bisbee, while the third one runs to Douglas, about 30 miles away. If you are insatiably curious, look up Bisbee on Google Maps.

I missed out on the delights that are common to Midwestern winters: below zero wind chills; four-foot snowdrifts in your yard; never seeing the sun for five months. I’d never heard of snowsuits, layering or thermal underwear since the temperature was often in the 50s or 60s. No one had a snow shovel or a snowblower, nor had we ever seen a snowplow. We didn’t have sleds or toboggans. I used to slide down a hillside on a piece of corrugated tin roofing in short sleeves and jeans. (One time I tried it without the tin and ripped the hell out of my pants, which didn’t make my mother happy).

Despite that we weren’t strangers to snow as Bisbee’s sits at 5,280 feet.  In the mid-1960s we had more snow than my grandmother in Illinois. Bisbee saw eight inches of snow on New Year’s Eve, 2012 and another memorable snowfall on January 10, 2016. The combination of altitude, temperature and moisture content tended to make the snow a little heavier and wet, just right for snowballs. This is me, about 6 years old, pasting my mother with one.

Snow at lower desert elevations creates a surreal, fantastic landscape that has to be seen in person to appreciate. The prickly pear, mesquite and yucca shimmer as sunlight filters through a low ground fog. As the sun rises farther, the fog dissipates, and the snow begins to melt, often disappearing by noon.  This shot is from outside of Phoenix in 2013.

We adhered to the traditional Christmas tree ritual. We’d buy a tree from a stand set up in a parking lot in Lowell, except for the time we cut our own. My stepfather would put the tree in the red and green metal stand with the prongs in the bottom that would eventually rust and break off, make sure it was as straight as could be expected, and tighten those big screws. My mother would untangle the lights, the kind with incandescent bulbs that doubled as night lights. Sometimes we had to go through the tedious process of checking each bulb since none of them would light up if one was burned out. I wanted to wrap the strings around horizontally, but Mom insisted on running them vertically. I didn’t think it mattered but I was overruled.

Then we’d drag out two boxes of Shiny Brite ornaments, untangle the wire ornament hangers and put them on the tree, knowing one or more would probably bite the dust each Christmas. After that, we’d hang those skinny silver strips we called icicles, but Midwesterners know as tinsel. (Trust me, Peg and I had a long discussion about the proper term. I still call them icicles!) I thought grabbing a handful and tossing them at the tree was efficient, but Mom disagreed:

“No, you have to put them on a few at a time. Otherwise, it looks sloppy.”

50 years later I still don’t have patience for detail work, so Peg puts the ornaments on the tree while I watch with rapt admiration. Just kidding. I usually haul the tree up from the basement and put it together; then, my work here is finished.

We’d pick one night to drive around town looking for outdoor Christmas lights, which had bigger bulbs and heavier wiring than the indoor ones. There were no inflatable cartoon characters, chasing light strings, or mechanical wire-framed deer, which one year my nephews rearranged into an obscene position.  Few people had outdoor lights because they were an unnecessary expense for the average working stiff. Even fewer people had places to put them. There might be huge cottonwoods or scruffy Arizona oaks in someone’s yard; no one would deliberately plant evergreens as landscaping. I remember Mr. Ortega, who owned the shoe store in Lowell, had lights along the roof line and around the front door of his house in Don Luis.


A few new traditions began long after I left Arizona. Stringing lights around barrel cacti, saguaros or up the slender branches of ocotillo is a uniquely Southwestern tradition.

Ristras, wreaths or swags made of dried red chiles, hang on doors or porches instead of the traditional evergreen wreath on their doors.

Luminaria, lights lining pathways, go back at least 300 years when the Spanish created small lanterns on Christmas Eve to welcome baby Jesus into the world. Originally small piñon bonfires, they became votive candles set in brown paper lunch bags weighed down with a base of sand. Now the bags are plastic, the candles are electric, and people put them on rooftops and the cinder block walls surrounding many Southwestern homes, providing illumination throughout the Christmas season and often beyond.

I hope your Christmas was peaceful and your New Year will be hopeful.

Photo Credits
Featured Image
A square in Tlaquepaque Arts and Crafts Village, Sedona, Arizona
© Can Stock Photo / alexeys

Ristra:
© Can Stock Photo / JACoulter

Phoenix snowstorm:
© Can Stock Photo / shutterrescues

Saguaro with lights and Luminaria © Shutterstock

Happy Thanksgiving!

Of all the holidays, a few of which are aggravating, Thanksgiving is the best. There’s no frantic shopping for gifts and nothing to wrap. I don’t have to stay up until midnight for Christmas Eve Mass or to ring in the New Year. (It’s midnight in New York, so let’s just call it a day and go home, eh?) There’s no blazing heat, no mosquitos and I don’t have to worry about Baxter freaking out over firecrackers. The goals are getting together with family, stuffing ourselves, and waiting for the conversation to deteriorate into the absurd. Politics and religion are off limits; bodily functions and barely credible stories are expected.

Peg and I have developed a routine after 20 years together. I hate the last-minute scramble for staples, so I compiled a shopping list that starts in October and runs through December. We start with non-perishables and frozen stuff: canned pumpkin, evaporated milk and cream of mushroom soup; the oft-maligned cranberry jelly, the kind that comes with rings; gelatin for the Thanksgiving eggnog mold and Jell-O for the Christmas black cherry mold; canned and frozen green beans, frozen corn, deep dish pie shells and those French-fried onions. For those of you who missed it, Dorcas Reilly, the woman who invented green bean casserole died October 15, 2018 at the ripe old age of 92.  Generations are forever in her debt.

Peg gets the perishables a week before the holiday, which includes cranberries, an orange, eggnog, onions, carrots, celery, sweet potatoes, rutabaga, biscuits in a can, and the turkey. I like flakey rolls and buttermilk biscuits for variety.

Peg’s sister Michele does the stuffing and the best mashed potatoes I’ve ever had. She used to do the rutabaga but it’s labor-intensive and Peg has more time now that she is, uh, “retired.” (We won’t talk about how a certain man of the cloth is a lying sack of shit.)

Thanksgiving is working out well this year. I’m working on Thursday while the nephews do dinner with their respective in-laws, so we’re celebrating on Friday. Peg has time to leisurely make pumpkin bread, bake and mash the sweet potatoes and make fresh cranberry relish, and I’m not underfoot. This year the turkey thawed out in record time, so we cooked it on Sunday and portioned it into freezer bags for people to take home. That’s a lot easier than doing it after an exhausting day of cooking and cleaning.

Thanksgiving morning follows a familiar pattern. I get up, make a batch of Pillsbury cinnamon rolls in a can and turn on the Macy’s Thanksgiving Day Parade. That is until last year when it became a non-stop ad for NBC programming and stars. So this year we’re going to record WGN’s coverage of “Chicago’s Grand Holiday Tradition,”  the Uncle Dan’s Thanksgiving Day Parade, sponsored in the past by Marshall Fields, Brach’s Confections, McDonald’s and Target.

Peg starts to harangue me about getting the turkey into the oven around 11:30 or so. “It’s not going to be done on time and I’m going to be really pissed!”

“How many years have I done this and how many times has it not been ready? Several and never.”

Grumble, grumble, grumble.

There’s still a lot to do, like prep the green bean casserole which goes into the oven as soon as the turkey comes out. We’ll haul out the plates and silverware, get out the champagne glasses and good napkins, and make sure the Finicky One (you know who you are!) has several forks so as not to cross-contaminate her food. Just before everyone starts to arrive, Peg makes a holiday punch with cranberry and pomegranate juice, frozen raspberries and something fizzy, which everyone is free to enjoy with or without alcohol.

The family arrives at our house mid-afternoon and gathers around the kitchen for punch and snacks. It’s all fun and games until the turkey comes out of the oven. Peg gets testy and everyone has learned: get out of the kitchen and no one gets hurt. Not that I’m a paragon of patience. I once chased my ex-mother-in-law out of the kitchen with a meat cleaver.

The casserole goes into the oven while the turkey rests, like it has nothing better to do while we work. I start filling cookie sheets with rolls while Peg makes gravy. We’re fine as long as I stay out of the way. Casserole out, rolls in for 15 minutes and we’re done.

Food goes to the table and everyone sits down. We say the traditional Catholic grace, the words to which I still haven’t learned. “Bless us O Lord…” mumble “…these gifts…” mumble “…thy bounty…” mumble “…In the name of the Father, the Son and the Holy Ghost (or is it Spirit?) Amen.”

Then we start passing food around the table.

“No, clockwise! You’re messing up the flow!”

“Guys, don’t start eating just because you filled your plate! Keep passing.”

“Where’s the butter?”

“It’s right in front of you!”

“Can you pass Dave another roll? No, don’t you DARE throw it!” *Challenge accepted*

“Do NOT let that champagne cork go flying!” (Moi?)

Then we go around the table telling everyone what we are thankful for, though the guys’ priority is food. In the past there’s been an awkward silence, but Bob now volunteers to go first, having grown up and learned the importance of tradition. There are variations on the theme of family, spouses and gainful employment.  We’ll toast the memories of Peg and Michele’s mother and father, Gloria and Mike.

Michele’s daughters-in-law are wonderful young women and the girls she never had. A few years back she talked about how thankful she was for them and started crying. We were all sitting there reverently until her son Christopher started giggling. He might have been nervous over the show of genuine affection. Or maybe he was just being a dick. Well, that killed the Hallmark moment. I started snickering, and the rest of table erupted.

“Nice going, Chris!” more giggling

Table talk is predictable. The women will chat about whatever while the guys stuff their faces and look at the clock, anticipating the next football game. Sometimes Chris will launch into a long-winded tale with just a hint of truth embedded somewhere.  Smart phones are off limits until after we’ve eaten.

Dinner ends and most of us help clear the table (again, you know who you are!). Leftovers go into storage bags, then out on the deck to cool. Peg begins her cleanup and we all stay clear. “I have a system for doing this and you’re just getting in the way. If you want to be helpful, go sit down!” Needing no further encouragement, the menfolk head for the couch to watch part of the game before becoming comatose. The women sit around the table and talk. Baxter and I have had enough togetherness for awhile and retreat upstairs for a short nap.

The years have provided us with memories of holiday dinners past, some more endearing than others:

  • I played Harry Belafonte’s “Banana Boat Song” in the middle of dinner and we re-enacted the dinner scene from Beetlejuice.
  • A much younger Bob laughed so hard he puked into his plate, ending Thanksgiving dinner.
  • I forgot to put sugar into the pumpkin pie mix. I couldn’t understand why the pies were greyish brown instead of that deep golden color. I took a bite and said, “It’s not so bad.” Everyone else called bullshit and remind me of it every year.
  • I flambéd the eggnog mold with Bacardi 151. (“Oh my God, you’re going to burn the house down!”)

So, enjoy the holiday. Be thankful for what you have.  Cherish the moments with family because they won’t be around forever.

And skip Black Friday. No deal is THAT good.

© Can Stock Photo / terifrancis

Changes

When I was in medical school an instructor admitted, “Half of what we teach you is wrong. The problem is, we don’t know which half.”  I could say the same about residency. Some of what I learned as an intern fell out of favor by the time I was a chief resident, such as x-ray pelvimetry to determine a woman’s likelihood of delivering vaginally, or the internist’s casual approach to glucose control in diabetic pregnant women.

The pendulum continued to swing over the next thirty some years of my career. We went from “Once a (Cesarean) section, always a section,” to “Every woman should be offered the chance to deliver vaginally after a Cesarean,” to “Let’s put a little thought into who should be doing this!”

I did a rotating internship after medical school because I had no idea which direction I should take. Obstetrics was the last thing on my mind because the physician with whom I had the most contact could be sarcastic and demeaning. That changed during two months of obstetrics in a completely different environment. I ended up taking the second-year position vacated by one of the first-year obstetrical residents who left to fulfill his three-year obligation to the U.S. Air Force. (I heard he went into radiology when he got back.)

Fast forward three decades. I was working as a locum tenens physician for the medical school I’d once attended. My old obstetrical tormentor had retired from practice but continued to be heavily involved in student and resident teaching. The years had mellowed him, or maybe it was because he didn’t have the stress and burden of a private practice.

One afternoon he asked to join me while I was doing an abdominal hysterectomy. I doubt that he remembered me from so long ago, but I was honored that he’d ask and was truly interested in what I was doing. The circle was completing; the student was now the master and the master was now “master emeritus.” Side note: I’ve never been cocky enough to consider myself a “master.”

A few months ago, I met a delightful young medical student doing her obstetrical rotation. She is intelligent, capable, ambitious and learns quickly. She began her first year as an ob/gyn resident in July, which has prompted me to reflect on what has changed since I was the youngster under the gaze of my mentors, some of whom were approaching retirement.

Ultrasound:  Ultrasound has been around since the early 1960s, but the first images looked more like abstract paintings than recognizable body parts. The ultrasound tech would swipe the transducer – a thing about the size of a restaurant salt shaker – that sent and received sound waves – back and forth across a woman’s abdomen. The results looked like this:

I couldn’t tell you what this was, and we suspected neither could most radiologists. More than once we would explore a woman’s abdomen because a radiologist swore “there is definitely an ectopic pregnancy present,” and find nothing.

Ultrasound has evolved. Machines can produce three dimensional images in real time, check on blood flow into and out of organs and measure minute structures in developing fetuses. Emergency departments now have FAST ultrasounds (Focused Assessment with Sonography in Trauma) which can rapidly detect internal bleeding or a pneumothorax (collapsed lung) at the bedside, obviating the need for a CT scan. It’s much better than the old way of diagnosing a ruptured tubal pregnancy, which was sticking an 18-gauge needle through the posterior vagina into the pelvic cavity looking for non-clotting blood.

Gonorrhea testing: Neisseria gonorrhoeae, the bacterium causing gonococcal infections, grows best within an oxygen-poor environment. We used to take a sample from a woman’s cervix, smear it across a culture plate, then stick it in a one-gallon pickle jar with a lit candle and close the lid, burning off the oxygen. By the end of the day we’d have 20 or so culture plates in the jar and the room would smell like burnt wax. Now we look for gonorrhea (and chlamydia) DNA on a cervical swab or in a urine sample.

Fetal monitors and intrauterine pressure catheters: Fetal monitors, which track a baby’s heart rate and a mother’s contractions, were introduced in the late 1960s and early 1970s.  Both were accomplished with devices placed on the mother’s abdomen, but the results often were inaccurate. The scalp electrode, created in 1972 by the venerable Dr. Ed Hon, allows us to monitor the baby’s heart directly.

The modern intrauterine pressure catheter (IUPC) measures contractions through a solid, transducer-tipped catheter threaded into the uterine cavity. The early catheters were fluid-filled tubes connected to a small strain gauge transducer which required a dome of water placed directly on the pickup before the cover was screwed on. The transducer then had to be taped to the bed rail at approximately the same height as the uterus.  Sometimes we’d use a tongue depressor and thick adhesive tape to keep it in place. Then we’d open a stopcock to “zero out” the system, close the stopcock and hoped it all worked.

Determining ruptured membranes: Back in the old days we determined if a woman had “broken her water” by inspecting the vagina with a speculum for amniotic fluid, testing any visible fluid with nitrazine paper, and then slapping some fluid on a slide, letting it dry and look through the microscope for “ferning.” If there was any question, we’d have the woman wear a pad and check for fluid an hour or so later, or, in rare cases, inject indigo carmine dye into the uterine cavity and look for blue fluid in the vagina.  When ultrasound came into widespread use, we looked at fluid levels around the baby.

Then a company created an expensive test to check for an amniotic fluid protein to determine whether membranes had ruptured. Their ad campaign preyed on all our fears by asking, “Are you really, really, absolutely, positively sure?” Hospital administrators took away our nitrazine paper and microscopes because now they had a test for which they could bill. Doctors liked it because it meant they didn’t have to stagger out of bed in the middle of the night to do an exam, or so they thought.

Then in August 2018 the FDA issued an alert reminding physicians “that the labeling for these tests specifies that they should not be used on their own to independently diagnose…ROM (rupture of membranes) in pregnant women.”

A Korean study found a positive test in a third of women in labor with intact membranes. A review of ROM testing published in The Journal of Obstetrics and Gynaecology of Canada was cautiously optimistic about protein assays although they cautioned “Further studies are needed to assess the reliability of the test according to the time from membrane rupture.” So what would make the critics happy?

We do our best, but nothing is perfect.

Hysterectomy: Vaginal hysterectomy has been compared to rebuilding an engine through the tailpipe. The Grand Old Man of vaginal hysterectomies attached to my residency program retired during my second year, so I learned to take out uteri through an abdominal incision. Not that I couldn’t do a vaginal hysterectomy, but I liked being able to see what I was doing. Few things are worse than fishing for a bleeding artery through a vagina.

Laparoscopic-assisted vaginal hysterectomy (LAVH) started to become popular in the 1990s, but the learning curve was steep. I knew physicians who spent seven hours on their first few LAVHs after going to a weekend course, which is no substitution for extensive residency training.

The alleged advantage of LAVH was being able to detach the tubes and ovaries under direct visualization, but one still had to finish the procedure vaginally. Most of the required equipment was disposable and expensive, making it 40% more expensive than a traditional vaginal hysterectomy. Some of us thought LAVH made up for a lack of skill.

Robotic surgery started becoming popular in the early 2000s, but robots were used more for marketing than for patient benefit, and they weren’t cheap. A robot cost $1-$2.5 million up front and came with a $100,000 to $170,000 annual service contract , enough to give any hospital bean counter palpitations.

But, after years of experience and refinement, doing a hysterectomy exclusively with laparoscopic equipment made total laparoscopic hysterectomy (TLH) a truly “minimally invasive surgery.” One surgical assistant told me taking the detached uterus out at the end was like uncorking a bottle. More than one study found there was no advantage to using robotics over TLH. I suspect many of those machines will be gathering dust in closets, sitting next to $100,000 carbon dioxide lasers used to treat precancerous cervical lesions before LEEP (wire-loop cautery used to whack out a chunk of cervix) became popular.

Employment: Physicians were masters of their domains for most of the twentieth century. In the early days, you graduated from medical school, did a year internship to get a license and hung out a shingle as a general practitioner.  Specialties (and specialty boards) started appearing during the 1950s, along with residency programs lasting three to seven years, and the old GP would become extinct. Physician practices were still largely independent even into the 1990s. Being employed by a hospital or, worse yet, a “goddam HMO” made you a substandard physician who couldn’t get a job anywhere else in the eyes of the Great White Fathers who still ran things.

But, as I’ve previously discussed, things have changed. By 2017 less than half of American physicians owned their own practices, especially in metropolitan areas. I live in the Chicago suburbs where a large majority of private practices have been absorbed by large medical groups and/or hospitals. New physicians expect to be employed rather than deal with the headaches inherent in independent practices: personnel, equipment, rent, taxes and liability insurance, which can run $150,000 a year for an ob/gyn. We gave up autonomy for financial security and lost both in the process.

Patient care and ownership: The generation of physicians before me cringed when administrators used terms like “customer service,” but in their hearts they knew what it meant. They took good care of their patients because those patients were their livelihood. In a group practice the patients were all OUR patients, rather than MY patients and YOUR patients.

Primary care developed “concierge care” as a backlash to corporate medicine. Concierge care promises same day or next day appointments, access to one’s physician 24/7, unhurried visits and “personalized care,” or what I used to know as “doing my damn job!”  I’ve called patients with test results, talked to them at all hours of the night and I made at least one house call to check on a patient’s Cesarean section incision that had opened up.

This “white-glove customer service” comes with annual fees ranging from $1000  to a whopping $25,000! And that is just for the privilege. Actual care still costs money. You can’t use Flexible Savings Account (FSA) or Health Savings Account (HSA) money for the fee, so this isn’t an option practical for the masses.

I’d like to think there’s a new generation of physicians willing to fix what’s broken for everyone, but I’m not holding my breath.

An Epidemic of Stupidity

I’ve declared the third week of July as National Health Care Stupidity Week, for I’ve never encountered such high levels before.

I saw an ophthalmologist for a problem with my left upper eyelid at the beginning of July and scheduled surgery for three weeks later. We asked the scheduler how much the procedure would cost but she said, “It depends.” That’s not much of an answer to a physician who understands the vagaries of CPT coding and insurance reimbursement. You give the insurance company the codes and your charges. The insurance company laughs their asses off and then tell you “No fucking way. THIS is what we’ll reimburse you.”

The scheduler said, “I’ll ask the doctor what he plans on doing and I’ll call you in two days with the charges.”

I can understand if the physician wasn’t quite sure what he was going to be doing right after seeing me, so we let it go.

The week’s aggravation started at Drugs ‘R’ Us, a national chain, which the threat of litigation prevents me from identifying. I’ve used a maintenance inhaler for life-long asthma, for which there is NO generic. The price has climbed from a $150 insurance copay for a three-month supply from a parasitic mail-order pharmacy benefit manager to $400 for one and NO insurance coverage until (my very high) deductible is met. I brought this up to my pulmonologist last month and asked for a little-known generic equivalent (different medications but should have the same therapeutic benefit).

He said, “Well, Thieving Bastards Pharmaceuticals have this discount card that will give it to you for free if you have insurance. It’s good until December 2018.”

I learned a long time ago there ain’t no free lunch, but if they are willing to part with it for free, I’m in. I took it to Drugs ‘R’ Us and, after 20 minutes or so of fighting with the computer, I got my inhaler. ONE inhaler. I have to go back every month for this charade.

The pharmacy’s robot phone said I could pick up this month’s inhaler. However, the pharmacy tech brought me a bag with three inhalers and a bill for $935 “because you haven’t met your deductible.” No shit, Sherlock. I have insurance with a high deductible and a health savings account (HSA) which is great at a certain income level but completely useless if you’re making minimum wage (in which case you probably don’t have any insurance and you’re a drain on society, at least according to the bastards who’ve been trying to undo the ACA for the past 8 years).

“Last time I got one and it was free! Here’s the card and I’m NOT going to pay almost a thousand bucks for this. I’d rather die a quick and painless death.” (I’m using that phrase more often these days.)

“Well, let me change it but I have to run it through the system again. It’s going to take some time.”

Fine. I sat in one of the uncomfortable chairs in the pharmacy waiting area and perused the local paper, which didn’t help my mood any.

Then my phone rang.

“Hi, this is Brunhilda from the Pretentious Suburban Surgery Center. Your insurance is going to pay 80% of the procedure after you’ve met your deductible, but you haven’t met your deductible, so we want your left testicle ($1305) as a down payment.”

“First of all, why? Second, what is this going to cost me in total?”

“Well, we ask everyone for a down payment.”

No, you said it was because I hadn’t met my deductible but, please, proceed.

“Why? This isn’t a cosmetic procedure and I’ve already signed the boilerplate insurance assignment form that says I’m responsible for the remainder.  So, again, what is this going to cost me?”

“We can’t tell you what we charge, and the insurance company won’t let us tell you what they will pay us.”

“Why not?”

“It’s in our contract.”

“You’d tell me if I was paying for all of this out of pocket, wouldn’t you?”

Silence

“Well, my financial adviser has told me that’s not a great idea. I’ve got an HSA funded with pretax dollars and if I overpay you and you then reimburse me directly, I might run afoul of the IRS, which is not known for being gracious.  Would you be willing to talk with her as I have to leave town in a few minutes?” (Translation: “If I acquiesce to this extortion, Peg is going to ream me a new one. We’re going to play good cop/bad cop and I’ll let her ream you a new one. You really don’t want to poke this bear, but you’re gonna have to learn the hard way.”)

She says, “I’d be happy to!” and I hung up, snickering.

An older woman came to the pharmacy while I was waiting. She was bent over a wheeled walker, wheezing audibly as she shuffled up to the counter. I suspect she had long-standing COPD and it made my lungs hurt just to hear her breathe.

“They called me and told me my prescriptions were ready.”

“What’s the name?”

She wheezed her name.

“Your prescriptions have expired, and we put a call into your doctor’s office to get authorization for refills.”

“But someone called me and asked if I wanted all my prescriptions refilled. She even listed all of them and I said ‘yes!’ Then I got a phone call from you!”

“That is an automated system and we don’t have any control over it.”

This went on for several minutes with the poor woman protesting that she’d done everything she’d been told but slowly realized this trip had been for naught.

Finally, she sighed, said, “Well, what are you gonna do,” turned around and shuffled out. She was far more resigned than I ever would have been. ( is one of my all-time favorite revenge movies. Just sayin’.)

The pharmacist came out, handed my drug card back to me and said, “We put in a phone call to the company and we’re waiting to hear back. It shouldn’t be too long.”

Twenty minutes later I was still waiting. Finally, I got up and said, “I have to leave town. Can my wife pick this up?”

“That’s no problem. We’ll let her know when it’s ready.”

Then I asked her. “Is there a generic for this because the card expires in December and I can’t afford $400 a month for this.” I gave her the generic medication names.

“It looks like the only one is ‘Yerstillscrewed’ but insurance doesn’t cover it.”

“I KNOW that, but I can get a three-month supply using GoodRx for less than half of what one of the brand-name inhalers costs.”

It’s turns out that Thieving Bastards Pharmaceuticals changed the program so that it only covers that drug up to $200/month. You know, the drug for which they set the price at $400.

I left and started my drive to Springfield. I was just about at Joliet when the phone rang.

“This is Vinnie, the enforcer, uh, business manager from the doctor’s office. I wanted to let you know that your insurance is going to pay 80% of the procedure after your deductible is met, but you haven’t met your deductible, so we want your right testicle as a down payment.” (It’s been two weeks since the initial visit and less than a week before surgery.)

“Why?”

“It’s our policy.”

“I’ve had other procedures and visits, and no one has EVER asked for money up front. You just told me what my deductible is, and you know how much I’ve met, which means you also know I’ve been paying towards it. The surgeon’s fee and the surgery center charges are likely to eat up the rest of my deductible. Again, how much is this going to cost?”

“It depends.”

“What do you mean, ’it depends?’ That’s bullshit. There’s a CPT code for the procedure, and you have a charge for it. I know that because I’m a physician and I’ve had my own charge list. You’re going to give the insurance company a bill with a CPT code. They are going to send me an EOB (Explanation of Benefits) which will tell me what YOU charged, what they allow, what they’ve paid and what my obligation is. So, to pretend this is a deep, dark secret is disingenuous. The only thing that “depends” is how much the insurance company is going to pay you and your contract with them defines their reimbursement. So, to ask me for money up front is insulting. You’re making me sound like a deadbeat.”

“No, no, we do this with everyone.” (Where have I heard that before?)

“Yeah, well no one else has ever asked me for a deposit! No one asked for a deposit before my colonoscopy, or when I went to the ER for a doppler scan for lower leg pain. Look, at this point I’m ready to cancel the whole goddam surgery and find someone else!”

“No, no, no! I’ll talk to the doctor and let him know how you feel and you can discuss it with him.”

I called Peg, who spent the next three days dealing with the office, getting nowhere. Finally, she got a call from the new office manager, a far more reasonable person. They talked for a couple of hours about what appears to the patient to be a hostile approach to payment. It was both illuminating and infuriating.

High deductible health plans are sometimes several hundred dollars a month less expensive than plans with lower deductibles. Some high-deductible plans come with Health Savings Accounts (HSAs), a Republican wet dream Paul Ryan drags out as an alternative to the ACA. HSAs are funded with pre-tax dollars – a maximum of $3450 a year for singles and $6900 for families in 2018 – which can only be used for health care expenses, at least until the account holder reaches 65. Old goats like me (over 55) get to put away an extra $1000 per year in our HSAs. The plans still come with  out-of-pocket maximums of $7,350 for singles and $14,400 for families.

This is a great idea if your income level allows you to part with a few hundred bucks a paycheck and you’ve got a tidy sum in your bank account. It sucks if you don’t have the income, the savings, or if you anticipate ongoing medical expenses.

Here’s the problem. Lower income people get high-deductible plans because the premiums are affordable, but they are at greater financial risk because they don’t have the savings to cover the deductible. They may avoid preventive care if they are unaware that most high-deductible plans cover it with no out-of-pocket costs, opting to take a chance they won’t develop a more serious (and costly) illness later. Because they often can’t afford the deductible, they are more likely to default on outstanding medical bills. Hospitals and physicians have caught on and now demand money up front.

Asking for a down payment would be far more palatable if it applied to everyone. It’s no different than a contractor asking for money up front for a pricey remodeling job. Pay some now, pay the rest when the job’s done. But framing it as something required only of people who haven’t met their deductible implies they are deadbeats and is insulting. Further, waiting until a few days before surgery to extort money is infuriating. It should all be explained up front when scheduling the surgery.

The logical solution is universal coverage, but Congress lacks the political will and there are too many people making waaaaay too much money off the current system.

Hang on, because it’s only going to get worse.

 

Atonement

Music has always been part of my life: a blessing; a balm; sometimes a curse. A local radio station pretentiously calls Baby Boomer classics “the soundtrack of our lives.”  The pieces that have augmented my existence are less well-known: the B sides; the obscure tunes once heard only on late night radio, nurturing our ears and caressing our souls.

One of those songs is “Triad”, from Jefferson Airplane’s album Crown of Creation. It begins with two acoustic guitar chords, inevitably triggering this memory. Cue up the track here before you read further.

Summer 1975. I see my 12th floor dorm room at the University of Illinois. There is no one else around—they’ve left for the summer—and even I’m not there. The lamp on my desk provides warm but incomplete illumination. Out of the window, in the west, I see the street lights along Florida Avenue and the silhouette of the Assembly Hall, a giant, concrete flying saucer just south of Memorial Stadium.  Beyond that, in the darkness, a slowly pulsating red light on a distant transmission tower.

The second guitar comes in with a haunting melody and the scene fades to midday along a long, straight stretch of two-lane blacktop. A lonely FINA gas station sits on south side, along the edge of the cornfields. A railroad track runs parallel to the highway on the north side. The road disappears into the heat waves rising in the distance. It could be any two-lane anywhere on the prairie, but this is U.S. 36 between Decatur and Springfield. I’m going to meet my girlfriend’s parents with a mix of anticipation and fear.

You want to know how it will be
Me and her, or you and me.

Her family lives in a tired, Depression-era house with Frank Lloyd Wright moldings on the upper window panes that have been painted over several times.. Her father is an alcoholic whose mind is now that of a prize fighter punched in the head one time too many. He greets me with a grunt, trying to be cordial, but won’t look me in the eye. Her mother is a woman with black hair whom I could imagine in years past wearing one of those frilly 1950s aprons with an old, heavy stainless-steel iron with the black plastic handle and the braided cord with the round plug, smiling while ironing the laundry, a regular Suzy Homemaker. But her face is taut, having been hardened by a life she would not have deliberately chosen. It was her lot and she stayed with it. That’s what you did back then.

Her father doesn’t like me because I’m the wrong color. “Why couldn’t you have found a nice white boy?” he asked her after I left. Her mother doesn’t like me because we’re sleeping together. “I don’t like how you live,” is how she framed it. It doesn’t matter that I’m planning on going to medical school. I declare my love and devotion to her daughter but she seems to know better. Later I will contemplate awkward holiday family gatherings and realize she is right. Despite that, she sincerely thanked me when I called a few years later to let her know her daughter’s tonsillectomy went well.

Your mother’s ghost stands at your shoulder
Face like ice — a little bit colder
Saying to you — “you cannot do that, it breaks
All the rules you learned in school.”

I ask her to marry me during my first year in medical school and give her my mother’s old engagement ring, the one my father, long deceased, gave her. She picks out a wedding dress and models it for me. It truly is a fairy tale, but I am totally incapable of keeping the promise I’ve made. I’ve not yet confronted my own demons and will betray her. Through tears of anger and unspeakable pain she will rage, “You had yourself a virgin!”

Did we love each other? Or were we just looking for the love and affirmation missing from both our lives?

Four decades later, in the shadow of my eventual mortality, the guilt surprises me and I try to atone for the sins of my youth. I am not alone. Others have confessed their own transgressions to me – relationships condemned by immaturity, selfishness or fate. We all seek absolution but there are no do-overs in life, no path to penance. We can only acknowledge our trespasses against others and move on.

I’ve thought of apologizing to her, but would I be doing it for her or for me? I will never know. for some things are best left undisturbed.